Casino House Edge Tables for Every Major Game, Bet by Bet
Published · Updated · 9 min read · By the PlayersReports Editorial Team
The casino house edge is the share of each original bet that a game keeps on average, and it is fixed by the rules and the payouts, not by luck or timing. This page is a reference: one table per game, listing every common bet with its payout and its edge, so you can look up the cost of a specific wager rather than read a ranking. Single-zero roulette keeps 2.70% of every bet except where la partage applies. Baccarat’s banker bet keeps about 1.06%, the tie about 14.36% when it pays 8 to 1. Sic bo ranges from 2.78% to over 40% depending on the bet and the pay table.
How These Tables Were Built
Most of the figures come from the published analysis on Wizard of Odds, the long-running gambling mathematics reference written by Michael Shackleford. For roulette and sic bo we also recalculated every figure ourselves from the wheel and the 216 possible dice rolls, and our numbers matched. Where a casino’s own approved rules were available, we used them to show real pay tables: the Gambling Regulatory Authority of Singapore publishes the game rules it approves for the two Singapore casinos, and we used the sic bo rules for Marina Bay Sands and the baccarat rules for Resorts World Sentosa.
Three conventions apply throughout, and they explain most of the disagreement you will see between websites:
- The edge is measured against the original bet. Extra money added mid-hand, such as a blackjack double or the raise in Caribbean Stud, is not counted in the denominator. That makes some card games look more expensive than they are per unit actually staked, which is why a second figure, the element of risk, appears in the card-game table below.
- Ties are counted. A tied baccarat hand or a pushed don’t pass bet counts as a round played. Some sources leave unresolved bets out, which produces slightly higher percentages for the same bet.
- Correct strategy is assumed wherever there is a decision to make. A player who guesses at blackjack or video poker pays more than the table shows.
If you want the short version, a ranked list of the cheapest games, our guide to the lowest house edge casino games does that job. The tables here go one level down: what each individual bet costs, and which rule or payout moves it.
Roulette: Every Bet on Every Wheel
Roulette is the easiest game to calculate because every bet pays as if the zero did not exist. A straight-up number has 1 chance in 37 on a single-zero wheel but pays 35 to 1, the price you would expect from a 36-pocket wheel. The green pockets are the whole of the edge, so on a given wheel almost every bet costs exactly the same.
| Bet | Numbers covered | Pays | Single zero (37 pockets) | Double zero (38 pockets) |
|---|---|---|---|---|
| Straight up | 1 | 35 to 1 | 2.70% | 5.26% |
| Split | 2 | 17 to 1 | 2.70% | 5.26% |
| Street | 3 | 11 to 1 | 2.70% | 5.26% |
| Corner | 4 | 8 to 1 | 2.70% | 5.26% |
| Top line (0-00-1-2-3) | 5 | 6 to 1 | not offered | 7.89% |
| Six line | 6 | 5 to 1 | 2.70% | 5.26% |
| Dozen or column | 12 | 2 to 1 | 2.70% | 5.26% |
| Red/black, odd/even, 1–18, 19–36 | 18 | 1 to 1 | 2.70% | 5.26% |
| Even-money bet with la partage | 18 | 1 to 1, half back on zero | 1.35% | n/a |
| Even-money bet, Atlantic City half-back rule | 18 | 1 to 1, half back on 0 or 00 | n/a | 2.63% |
Two rows break the pattern. The five-number top line on an American wheel is the single worst bet on the layout at 7.89%, because it pays 6 to 1 on 5 numbers instead of the 6.2 to 1 that would price it like every other bet on the wheel. La partage, found on French tables, returns half of an even-money stake when the ball lands on zero, which halves the edge on those bets only; inside bets keep the full 2.70%. Wizard of Odds also notes rarer wheels: a triple-zero layout with a 7.69% edge on every bet, and a four-zero wheel at Marina Bay Sands, which it believes became the first of its kind in 2024, at 10%.
The same table also explains why no roulette betting pattern can work: if every bet on the wheel costs 2.70%, any mix of them costs 2.70% too. Our roulette strategy guide walks through the popular systems and shows where each one breaks down.
Baccarat: Main Bets, Commission Rules and Side Bets
Baccarat has no player decisions, so its edge depends only on the deck count and the payouts. The table below assumes eight decks unless stated.
| Bet | Pays | House edge | Notes |
|---|---|---|---|
| Banker (commission game) | 0.95 to 1 (5% commission) | 1.06% | 1.06% with six decks; 1.01% with a single deck |
| Player | 1 to 1 | 1.24% | 1.29% with a single deck |
| Banker (commission-free, banker 6 pays 1 to 2) | 1 to 1, or 1 to 2 on a winning 6 | 1.46% | 1.45% with six decks |
| Tie | 8 to 1 | 14.36% | 14.44% with six decks; 15.75% with a single deck |
| Tie | 9 to 1 | 4.84% | Rare; 4.93% with six decks |
| Player pair or banker pair | 11 to 1 | 10.36% | 2.89% where it pays 12 to 1 |
| Super Six side bet | 15 to 1 | 13.82% | 29.98% where it pays 12 to 1 |
Singapore’s regulator-approved rules for Commission Baccarat with Super Six at Resorts World Sentosa show what a real table looks like: banker pays 0.95 to 1, player 1 to 1, tie 8 to 1, each pair bet 11 to 1 and the Super Six side bet 15 to 1, dealt from four to eight decks. Read against the table above, the main bets cost about 1.06% and 1.24%, while the tie, pair and Super Six bets on the same layout cost roughly 10% to 14%.
The commission-free version is worth a closer look, because it is now common online and in Asia. Removing the 5% commission sounds generous, but the banker’s winning six is cut to half pay, and that costs more: 1.46% against 1.06%. The full rules, the third-card table and how the commission works are in our guide to how to play baccarat.
Blackjack: How Each Rule Moves the Edge
Blackjack has no single house edge. Wizard of Odds puts it at 0.28% under liberal Las Vegas Strip rules (dealer stands on soft 17, doubling on any two cards and after splitting, resplitting aces, late surrender) and 0.43% under Atlantic City rules, with correct basic strategy in both cases. Change one rule and the figure moves, so the most useful blackjack table is a table of rule effects. The figures below are measured against an eight-deck game where the dealer stands on soft 17, doubling is allowed on any two cards and after splitting, and hands can be split up to four times. A plus sign is good for the player.
| Rule at your table | Effect on the player’s return |
|---|---|
| Blackjack pays 6 to 5 instead of 3 to 2 | −1.39% |
| Blackjack pays 7 to 5 | −0.45% |
| Blackjack pays even money | −2.27% |
| Dealer hits soft 17 | −0.22% |
| European no hole card (dealer takes the second card after you act) | −0.10% |
| No doubling after a split | −0.11% |
| Doubling on 10 and 11 only | −0.14% |
| Resplitting aces allowed | +0.09% |
| Late surrender offered against a 10 | +0.08% |
| Early surrender against an ace | +0.39% |
| Six decks instead of eight | +0.02% |
| Double deck | +0.19% |
| Single deck | +0.48% |
Read the table as a set of price changes. A 6 to 5 payout on blackjack costs 1.39%, more than the dealer hitting soft 17, no doubling after a split, doubling on 10 and 11 only and the no-hole-card rule put together (0.57%), which is why it turns an otherwise reasonable game into one of the dearer table bets in the casino. Deck count matters far less than most players think: going from eight decks to six is worth 0.02%. These figures assume basic strategy on every hand; our blackjack strategy chart explains each decision and the rules it assumes.
Craps: The Widest Spread on One Table
A craps layout puts some of the cheapest and some of the most expensive bets in the casino within arm’s reach of each other.
| Bet | House edge |
|---|---|
| Free odds behind pass or come (4/10, 5/9, 6/8) | 0.00% |
| Don’t pass / don’t come | 1.36% |
| Pass / come | 1.41% |
| Place 6 or 8 | 1.52% |
| Field, paying 3 to 1 on 12 | 2.78% |
| Place to lose 4 or 10 | 3.03% |
| Place 5 or 9 | 4.00% |
| Field, paying 2 to 1 on 12 | 5.56% |
| Place 4 or 10 | 6.67% |
| Big 6 or Big 8 | 9.09% |
| Hard 6 or hard 8 | 9.09% |
| Any craps | 11.11% |
| Hard 4 or hard 10 | 11.11% |
| 3, 11 and easy hops | 11.11% |
| 2, 12 and hard hops | 13.89% |
| Any seven | 16.67% |
The free odds bet is the only zero-edge wager in this whole page, but it can only be made on top of a line bet such as pass or come, which carries its own edge. The odds bet pays 2 to 1 on a point of 4 or 10, 3 to 2 on 5 or 9 and 6 to 5 on 6 or 8, exactly the true odds. Big 6 and place 6 win on exactly the same rolls, yet the first pays even money and the second pays 7 to 6, so the same prediction costs 9.09% on one square and 1.52% on the other.
Sic Bo: The Pay Table Decides Everything
Sic bo’s edge varies more by venue than any other game here, because casinos set their own payouts for the same dice outcome. The table puts the lower payouts recorded by Wizard of Odds, several of them from Macau, beside the pay table the Singapore regulator approved for Marina Bay Sands, in force since 19 September 2025. The probabilities are our own count across the 216 equally likely rolls of three dice.
| Bet | Chance of winning | Lower pay (Wizard of Odds) | Edge | MBS approved pay | Edge |
|---|---|---|---|---|---|
| Big or small (excludes triples) | 48.61% | 1 to 1 | 2.78% | 1 to 1 | 2.78% |
| Two-dice combination (e.g. 2 and 5) | 13.89% | 5 to 1 | 16.67% | 6 to 1 | 2.78% |
| One number, scaled pay | varies | 1, 2 or 3 to 1 | 7.87% | 1, 2 or 12 to 1 | 3.70% |
| Total of 9 or 12 | 11.57% | 6 to 1 | 18.98% | 7 to 1 | 7.41% |
| Total of 7 or 14 | 6.94% | 12 to 1 | 9.72% | 12 to 1 | 9.72% |
| Total of 6 or 15 | 4.63% | 14 to 1 | 30.56% | 18 to 1 | 12.04% |
| Total of 10 or 11 | 12.50% | 6 to 1 | 12.50% | 6 to 1 | 12.50% |
| Total of 8 or 13 | 9.72% | 8 to 1 | 12.50% | 8 to 1 | 12.50% |
| Total of 4 or 17 | 1.39% | 50 to 1 | 29.17% | 62 to 1 | 12.50% |
| Total of 5 or 16 | 2.78% | 18 to 1 | 47.22% | 31 to 1 | 11.11% |
| Specific double | 7.41% | 8 to 1 | 33.33% | 11 to 1 | 11.11% |
| Any triple | 2.78% | 24 to 1 | 30.56% | 31 to 1 | 11.11% |
| Specific triple | 0.46% | 150 to 1 | 30.09% | 180 to 1 | 16.20% |
The same bet on a total of 5 costs 47.22% at an 18 to 1 table and 11.11% at a 31 to 1 table. Nothing about the dice changes; only the number printed on the layout does. That is why the useful habit in sic bo is reading the payout before staking, not choosing a “lucky” bet. The cheapest options under both pay tables are big and small at 2.78%, and on the MBS table the two-dice combination at 6 to 1 matches them.
Card Games, Wheels and Machines
The remaining games each have one main figure. For the card games, Wizard of Odds also gives the element of risk: the average loss divided by everything staked, including raises and doubles. It is the fairer number to compare with roulette or baccarat, where the opening bet is the only bet.
| Game and bet | House edge | Element of risk |
|---|---|---|
| Video poker, Jacks or Better full pay | 0.46% | same |
| Spanish 21, dealer stands on soft 17 | 0.40% | 0.30% |
| Spanish 21, dealer hits soft 17 | 0.76% | 0.65% |
| Ultimate Texas Hold ‘Em (on the ante) | 2.19% | 0.53% |
| Casino war, going to war on ties | 2.88% | 2.68% |
| Casino war, surrendering on ties | 3.70% | same |
| Casino war, tie bet | 18.65% | same |
| Three Card Poker, ante and play | 3.37% | 2.01% |
| Three Card Poker, Pairplus (1-3-6-30-40 table) | 7.28% | same |
| Let It Ride | 3.51% | 2.85% |
| Caribbean Stud Poker | 5.22% | 2.56% |
| Big Six wheel, $1 symbol | 11.11% | same |
| Big Six wheel, joker or logo | 24.07% | same |
| Slot machines (range from one major manufacturer) | 2% to 15% | same |
| Keno (depends on pay table) | 25% to 29% | same |
The Pairplus figure shows how far one pay table can move a bet. Pay a flush at 4 to 1 instead of 3 to 1, as the older table does, and the edge falls from 7.28% to 2.32%. Wizard of Odds says a 1-4-5-25-40 table is now the norm; by our own count across the 22,100 possible three-card hands, that one costs 6.75%. Jacks or Better carries the same warning: 0.46% applies to the full-pay table only, and machines with a lower pay table cost more. Online slots publish a return to player (RTP) per game, and the house edge is 100% minus that figure, so a 96% RTP slot keeps 4%.
What the Tables Cost per Hour
A percentage is the cost per bet. What you actually spend in a session also depends on how many bets you place. Wizard of Odds publishes a table it says came from an executive at a major Las Vegas Strip casino, used for rating players. It gives typical rounds per hour at a live table and an average house edge that allows for real players’ mistakes and bet choices, so the edges are higher than the correct-play figures above. Multiplying the two gives an expected cost per hour for a 10-unit bet each round. These are our calculations from that data, rounded to one decimal place.
| Game | Rounds per hour | Average edge for real players | Expected cost per hour at 10 units a round |
|---|---|---|---|
| Blackjack | 70 | 0.75% | 5.3 units |
| Pai Gow Poker | 34 | 1.96% | 6.7 units |
| Caribbean Stud | 50 | 1.46% | 7.3 units |
| Craps | 48 | 1.58% | 7.6 units |
| Baccarat | 72 | 1.2% | 8.6 units |
| Single-zero roulette | 35 | 2.59% | 9.1 units |
| Let It Ride | 52 | 2.4% | 12.5 units |
| Big Six | 10 | 15.53% | 15.5 units |
| Spanish 21 | 75 | 2.2% | 16.5 units |
| Casino war | 65 | 2.87% | 18.7 units |
| Double-zero roulette | 38 | 5.26% | 20.0 units |
| Sic bo | 45 | 8% | 36.0 units |
Big Six has one of the worst edges in the casino, yet it costs less per hour than casino war or double-zero roulette, because the wheel only spins about ten times an hour. Sic bo ends up the most expensive table in the list per hour. Online and automated games can run faster than a shared live table, so the same edge costs more per hour there. Treat these as estimates; your own pace and stake decide the real figure.
Using the Tables at a Real Table
Each figure above is tied to a rule or a payout, so the practical step is to check those rules where you play. Online, the game’s help or rules screen lists the payouts and usually the RTP; in a land-based casino, the layout and the table placard show them. Look for the details that move the numbers most: 3 to 2 or 6 to 5 on blackjack, whether the dealer hits soft 17, a commission or a half-paid banker six in baccarat, one zero or two on the wheel, and the payouts printed beside each sic bo bet.
None of these tables describe a way to come out ahead. Every bet here, apart from the craps odds bet that sits on top of an edged one, carries a cost, and over enough rounds that cost is what players pay. A lower edge only makes the same amount of play cheaper. Set a budget you are willing to lose before you start, keep sessions short enough that speed does not multiply the cost, and stop if gambling stops being entertainment. If you are worried about your own play or someone else’s, free and confidential support is available through the organisations listed in the responsible gambling section below this guide.
Sources and further reading
Regulators, standards bodies and primary references behind this guide.
- → Wizard of Odds (Michael Shackleford) — House edge of casino games compared, element of risk, and hands per hour
- → Wizard of Odds — Roulette basics: payouts and house edge on single-, double-zero and la partage wheels
- → Wizard of Odds — Baccarat basics: return tables for 8, 6 and 1 deck, tie and pair bets
- → Wizard of Odds — Commission-free baccarat (banker six pays 1 to 2)
- → Wizard of Odds — Baccarat side bets (Super 6)
- → Wizard of Odds — Blackjack rule variations and their effect on the house edge
- → Wizard of Odds — Sic bo bets, payouts and house edge
- → Wizard of Odds — Three Card Poker Pairplus pay tables
- → Gambling Regulatory Authority of Singapore — Approved game rules: Sic Bo (MBS) (Version 7), effective 19 September 2025
- → Gambling Regulatory Authority of Singapore — Approved game rules: Commission Baccarat with Super Six (RWS) (Version 4)
Frequently Asked Questions
What is the casino house edge?
It is the average share of each original bet that a game is built to keep over a very large number of rounds. A 2.70% house edge means that, on average, 2.70 units of every 100 staked on the opening bet stay with the casino. It says nothing reliable about one session: short-term results swing far more than the edge. Over enough rounds, results drift towards it.
Why do different websites quote different house edges for the same bet?
Usually because they assume different rules or count ties differently. Baccarat's banker bet is 1.06% if ties are counted as part of the sample, as the tables on this page do, but some sources leave ties out because the bet is not settled, which gives a higher figure. Blackjack figures depend on the deck count, whether the dealer hits soft 17 and the blackjack payout. Sic bo and Big Six figures depend on the pay table at that table.
Which bets on these tables have the highest house edge?
On the tables here, the steepest are the long-shot bets: sic bo totals of 5 or 16 at 18 to 1 (47.22%), the sic bo specific double at 8 to 1 (33.33%), the Big Six joker or logo (24.07%), casino war's tie bet (18.65%), craps' any seven (16.67%) and baccarat's tie at 8 to 1 (14.36%). Keno pay tables commonly sit around 25% to 29%. A higher payout on a bet does not mean better value; often it means the opposite.
Does the house edge change between a land-based table and an online one?
The edge comes from the rules and the pay table, not from where the game is played, so the same rules give the same edge. What changes in practice is which rules are on offer and how fast rounds come. Online and live-dealer games can use different pay tables from a casino floor, so read the game's own rules or help screen. Faster play does not alter the percentage, but it does raise the cost per hour.
Can I use these tables to win money at a casino?
No. Every bet listed here has a house edge above zero, apart from the craps free odds bet, which can only be placed on top of a pass or come bet that does carry an edge. The tables show how expensive each bet is, so you can see what you are paying for your entertainment. They do not describe a way to win, and no staking pattern changes the edge of the bets underneath it.